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RECENT BLOG POSTS
THE HUMAN EQUATION: WHY AI WON'T REPLACE ACTUARIES
It starts with a fundamental misunderstanding of what actuaries actually do, and what can and cannot be materially improved by AI. Much of the current buzz assumes that the time-consuming parts of actuarial work are mechanical: gathering and loading data, building models, and selecting parameters. They are not. Actuaries have been performing these functions with increasing efficiency for decades, without AI.
Q4 2025 STATE FILINGS PULSE: NEW YORK APPROVAL TIMES SURGE ON HOMEOWNERS RATE FILINGS, CALIFORNIA IMPROVES, AND RATE INCREASES MODERATE
Perr&Knight has published the Q4 2025 edition of State Filings Pulse, highlighting the latest trends in approval times, rate changes, and key filing developments across states.
THE HIDDEN IMPACT OF POLICY LANGUAGE ON TRAVEL INSURANCE PERFORMANCE
Decades of insurance product development and actuarial consulting for travel insurance have revealed how language can support or hinder speedy product approvals and long-term viability. Here are some ways your policy language can help you design competitive, defensible, and financially sustainable travel products.
AI IN INSURANCE: FROM PRINCIPLES TO PRACTICE — WEBINARS NOW AVAILABLE ON DEMAND
Artificial intelligence is reshaping every facet of insurance – from how data is analyzed to how decisions are governed. This three-part webinar series from Perr&Knight explores the evolution of AI for the insurance industry, including oversight and opportunities, to guide participants from foundational principles through practical implementation.
PK1CLOUD A DIVISION OF PERR&KNIGHT AND PYTHIA ANNOUNCE STRATEGIC PARTNERSHIP TO DELIVER AI-POWERED INTELLIGENCE TO THE P&C INSURANCE MARKET
PK1Cloud announced a strategic partnership with Pythia, an AI-native intelligence platform built for the property & casualty insurance industry. The integration brings Pythia’s AI capabilities directly into PK1Cloud’s regulatory and product development workflows, powering them with real-time market intelligence and autonomous decision support.
PK1CLOUD IN THE AGE OF AI: WHY DIGITAL INFRASTRUCTURE GETS STRONGER, NOT OBSOLETE
AI is strengthening insurance infrastructure by enabling more efficient workflows, improved decision-making, and real-time insights. In this article, Perr&Knight explores how PK1Cloud is evolving to support AI-driven capabilities across the insurance lifecycle. Read how insurers can apply AI in a practical, scalable way.
Perr&Knight will be attending the upcoming NCCI Annual Insights Symposium, taking place May 11th – 13th at the JW Marriott Grand Lakes in Orlando, FL. Cyndi Cooper, Principal & Consulting Actuary and Jeff Lamy, Consulting Actuary, will both be in attendance and looking forward to networking and sharing insights on the rapidly evolving workers compensation landscape.
If you are planning to be in Orlando at the Symposium, reach out to Cyndi or Jeff in advance to set up some dedicated time and discuss how Perr&Knight experts can help.
North American Pet Health Insurance Association (NAPHIA) Engage 2026
We are pleased to be attending and exhibiting at the upcoming NAPHIA Engage 2026, taking place May 26th-28th at the Francis Marion Hotel in Charleston, SC. Mike Covert, Principal & Consulting Actuary, Paul Wolfe, Consulting Actuary, and Mark Nawrath, Principal & Director of Business Development, PK1Cloud will be on site and ready to talk all things pet insurance!
In addition, Mike Covert will be participating in an expert roundtable on Wednesday, May 27th at 9:40am: “Trends in Pet Health to Anticipate in 2026 and Beyond.” If you are attending NAPHIA, be sure not to miss this informative panel.
Reach out to Mike, Paul, or Mark to set up a dedicated time to meet while at the conference and learn more about how Perr&Knight supports insurance innovators of all sizes.
For over 30 years, Perr&Knight has provided exemplary insurance consulting and software solutions to the property & casualty and life, accident & health industries. Services include actuarial consulting, risk strategies & solutions, applied AI consulting, product development, insurance policy and forms consulting, regulatory compliance, compliance and operational assessments/training, state filings, licensing, technology consulting, statistical reporting, data services, predictive analytics, and bureau monitoring & maintenance. Software includes PK1Cloud, Perr&Knight’s integrated insurance platform delivering filings, licensing, actuarial, and compliance services faster, smarter, and scalable. With offices nationwide and nearly 200 insurance professionals, including 35+ credentialed actuaries, Perr&Knight is among the largest independent actuarial and insurance consulting firms in the United States.
